Perspectives juridiques

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Liar, liar, trucks on fire: BC court upholds coverage denial against insured who misrepresented material facts

Blogue : Droit des assurances

Introduction Media West Zny Inc. v Insurance Corporation of British Columbia, 2024 BCSC 625, clarifies the law on material misrepresentations in the context of insurance contracts. The decision highlights that, while a plaintiff’s lack of credibility or reliability alone may […]

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Apportionment of defence costs: Loblaw Companies Limited v Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145

Blogue : Droit des assurances

Introduction Recently, in Loblaw Companies Limited v Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145, the Ontario Court of Appeal considered the issue of the apportionment of defence costs amongst multiple insurers owing a duty to defend […]

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Perspectives juridiques : Respect des clauses d’élection de for dans les litiges en matière d’assurance

Blogue : Droit des assurances

La cause en question se rapporte à un litige opposant Avantys Health Inc. une société internationale spécialisée dans les assurances médicales (l’ « assureur ») à ses assurés, un couple américain résidant en Floride (les « assurés »). Aux fins du présent article, nous […]

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BC Supreme Court adds defendant to action after expiration of limitation period

Blogue : Droit des assurances

Introduction The BC Supreme Court recently considered the issue of whether a party could be added as a defendant to an action after the relevant limitation period had expired. Background facts In Stiller v Parsons, 2023 BCSC 872, the plaintiff […]

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Broker negligence and relief from forfeiture: Court finds no coverage for late-reported claim under excess “claims made and reported” professional liability policy

Blogue : Droit des assurances

In Kestenberg Siegal Lipkus v Royal & Sun Alliance Ins. Co. (“Kestenberg”), the Ontario Superior Court addressed an insurance dispute where an insured party failed to properly inform their insurer of a claim due to their broker’s negligence. The insurance […]

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BC Supreme Court comments on requirements to obtain an order compelling an independent medical examination

Blogue : Droit des assurances

Two recent decisions from the Supreme Court of British Columbia have highlighted particular requirements and certain barriers in relation to obtaining an order to compel a plaintiff’s attendance at an independent medical examination (“IME”). In Gysbers v. Patkunalingam, 2023 BCSC […]

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Saskatchewan Court of Appeal confirms proof of a material change in risk requires strong evidentiary foundation

Blogue : Droit des assurances

Introduction Wynward Insurance Group v Smith Building and Development Ltd, 2023 SKCA 57 highlights significant considerations for insurers who are considering denying claims on the basis of an insured’s failure to disclose a material change in risk. Background facts The […]

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Alberta Court of Appeal reduces damage award to account for insured’s actual loss

Blogue : Droit des assurances

Introduction In Shelter Canadian Properties Limited v Aviva Insurance Company of Canada, 2023 ABCA 74, the Alberta Court of Appeal reduced an indemnity payment for loss of rental income to account for the increase in the net rental income of […]

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Ontario Court of Appeal affirms that the “true nature of a claim” will impact duty to defend

Blogue : Droit des assurances

Introduction In Butterfield v Intact Insurance Company, 2023 ONCA 246, the Ontario Court of Appeal affirmed that Intact Insurance Company (“Intact”) did not have a duty to defend Mr. Butterfield (the “Appellant”) against a negligence claim because the policy’s intentional […]

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British Columbia Court of Appeal upholds implied undertaking of confidentiality

Blogue : Droit des assurances

Introduction In the recent case of Association of Professional Engineers and Geoscientists of the Province of British Columbia v. Engineer X, 2023 BCCA 211, the British Columbia Court of Appeal considered whether the implied undertaking should be lifted to allow […]

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